Emer: Clover Springs Mail Order Brides by Wesson Rachel

Author:Wesson, Rachel [Wesson, Rachel]
Language: eng
Format: azw3
Published: 2016-05-11T04:00:00+00:00

Chapter 29

Lawrence sat at his desk, the papers he should be reading on a pile on his desk. She had only been gone a week and he felt like a hole had been ripped in of his life.

He had spent the last few days socializing at as many events as his mother could fit in the diary. He had met countless suitable women but not one came close to Emer. The girls his mother approved of were all the same. They came from good families and were well brought-up. For goodness sake, the way his mother described them, she could be talking about horses and bloodlines.

He stood up then sat back down again. What was he going to do? Emer wouldn’t be happy living in Denver. She would hate the social life the wife of a banker had to maintain. So why not go to Clover Springs? Maybe it was time to figure out for himself what life had to offer. Connors could run the Denver office in his sleep. What about Mitchell? And Mother?

He had to get rid of his mother. Surely, it was time she went back to Boston. Maybe she’d take Mitchell with her?

A knock on his door interrupted his musings.

“Sorry, Sir, but could you sign some papers for me, please?”

“Come in, Connors. Take a seat and let’s have some coffee. It’s not busy out there, is it?”

“No, Sir.”

Lawrence glanced through the paperwork his head cashier had brought in.

“Anything out of the ordinary?”

“There is one, Sir. The man wants to expand his store. Mr. Shipley declined the advance.”

Mitchell. What was he doing making decisions? Lawrence opened the file, spreading the papers on his desk.

“What makes you think my esteemed cousin was wrong?”

Connors reddened slightly.

“Sorry, Connors, that came out wrong. It sounded like I already agreed with Mitchell. For the record, I think you have the makings of a fine bank manager. So please, take a seat and tell me why you think we should grant…” Lawrence glanced at the file, “Mr. Murphy, this loan.”

“Mr. Murphy has owned a small store for about ten years. The store is always clean, well stocked and his customers rate him very highly. In fact, a number of them have been asking him to introduce more lines of stock. His current premise’s lack of space is adversely affecting his ability to increase profits.”

Lawrence leaned closer, listening to Connors. Why would Mitchell turn down such a client? It didn’t make financial sense.

“His account has always been kept in credit. He has made many investments—small ones, but in a large number of different assets. I believe he will make a success of running a larger premises.”

“So why doesn’t he cash in these smaller investments and use the funds to buy the property he needs?”

“I asked him that. It seems there are some penalty clauses in place should he cash the investments in early. He is willing to do so but reluctant. He would prefer to take out a loan and pay the interest.”

“He believes the interest will be less than the cost of breaking the investment?”

“Yes, Sir, and so do I.

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