The Minimum Effective Lifestyle: A lazy man's guide to a good life by Karl. N Mark

Author:Karl. N Mark [Mark, Karl. N]
Language: eng
Format: epub
Published: 2018-01-10T22:00:00+00:00

I always have two budgets, one for my daily expenses and another for my holiday/big event plans. This enables me to project and stick to a budget daily. Then, while on holiday (where sometimes anything goes and the excuse is “I’m on holiday”), I can also keep track. The two are of course linked, but having it this way simplifies it for me.

To simplify my budget and finances even further, I’ve only three accounts. 2 savings and 1 current, all with the same bank.

I have 1 Current account card and 1 VISA card. More is not required. The VISA should rarely get used unless you pay it off on time every month (and/or you’re using it to collect points). Having too many cards and accounts makes things complex and hard to manage.

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