The Executive Guide to Blockchain by Maria Grazia Vigliotti & Haydn Jones
Author:Maria Grazia Vigliotti & Haydn Jones
Language: eng
Format: epub
ISBN: 9783030211073
Publisher: Springer International Publishing
Summary
As we have seen, the number of cryptocurrencies has exploded since bitcoin made its debut in 2009. They can be an investment or used to pay for goods and services. The majority of users are individuals, but hedge funds and specialised crypto-funds have started to enter the market.
However, you view cryptocurrencies, when they are used to pay for things, users need carefully consider the benefits of operating outside the banking infrastructure against the cost of exchange and miners’ fees.
For low-value cross-border payments, cryptocurrencies can make a difference. What is less clear, however, is whether the benefits can be replicated in the domestic market. In the developing world, domestic payment systems are fast and hardly bear fees. In the developing world, mobile money is also delivering fast payments for low fees.
Interestingly, conventional banks are also piloting with blockchain technology to improve the time and the cost of cross-border payments for businesses.
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