The Money Answer Book: Quick Answers to Everyday Financial Questions by Ramsey Dave

Author:Ramsey, Dave [Ramsey, Dave]
Language: eng
Format: epub, mobi, pdf
Tags: Itzy, Kickass.to
ISBN: 9781418526801
Amazon: B004VF62K2
Publisher: Thomas Nelson
Published: 2005-01-17T05:00:00+00:00

WHAT ARE SOME TIPS FOR STICKING TO A BUDGET?

Write it down. A budget is not a form of medieval torture! It is your game plan, where you tell your money what you want it to do. This isn’t rocket science! Just give every dollar a name on paper.

Stay away from places that tempt you to spend. If you have a problem sticking to a budget, it could be that you are immature. It could be that you can’t stay out of the mall! It’s not smart for an alcoholic to hang out at a bar.

Try the envelope system. Take some envelopes, write the budget categories on the envelopes, and use only the allotted money to purchase specific things. If an envelope is empty, don’t buy anything else in that budget category. Easy as pie.

Stay motivated! Don’t give up! A budget is there to help you. It is a tool you use because you have hope that your financial situation can and will get better. Dwelling on the failures of the past or fearing that you will never get to the end can steal your hope. To avoid this, break your plan down into smaller goals. You can change your financial picture. You can change your family tree. Stay motivated!

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