The Money Answer Book by Dave Ramsey

Author:Dave Ramsey
Language: eng
Format: epub
Tags: ebook, book
Publisher: Thomas Nelson
Published: 2010-09-08T16:00:00+00:00

$

If you aim at nothing,

you will hit it every time.

ZIG ZIGLAR

$

A budget is telling your money

where to go instead

of wondering where it went.

JOHN C. MAXWELL

BUDGETING

THE WORD “budget” has gotten a bum rap. It basically is just a plan. When you budget you’re just spending on paper, on purpose, before the month begins. The problem is that many people view a budget as a kind of straight jacket that keeps them contained. “Freedom” and “budget” just don’t seem to go together.

However, when you see that a budget is just spending your money on purpose and with intention, you’ll actually experience more freedom than before you budgeted. Many people report finding more money than they thought they had when they create a realistic budget and stay with it.

Here is some helpful advice about budgeting:

1. It won’t be perfect the first time you do it. It will start working much better after three or four months.

2. Spend it all on paper before the month begins.

3. Overfund your groceries category. Most people underfund that category.

4. Husbands (if applicable) need to loosen up and quit using the budget as a whipping tool on their wives.

5. If married, both spouses need to do the budget together. The preacher said “. . . and you are one.”

Download

Copyright Disclaimer:
This site does not store any files on its server. We only index and link to content provided by other sites. Please contact the content providers to delete copyright contents if any and email us, we'll remove relevant links or contents immediately.