The 5 Money Conversations to Have with Your Kids at Every Age and Stage by Scott Palmer

Author:Scott Palmer
Language: eng
Format: epub
Tags: ebook
Publisher: Thomas Nelson
Published: 2014-10-01T00:00:00+00:00

Risk Takers are all about adventure. You can use that to your advantage as you help your teenager manage her disposable income. Because Risk Takers are always thinking about what’s next, they are more inclined to rein in their spending now if it means a great payoff later.

So encourage your Risk Taker to think about the future as she makes plans for her disposable income. Maybe she wants to go to Spain with her high school Spanish class—that’s a savings goal that will keep her motivated. Or maybe she wants to set up an Etsy shop online to sell her handmade jewelry. Help her lay out a plan to make it happen and watch how disciplined she can be with her money.

And keep an eye on her spending. Risk Takers can be vulnerable to the crazy schemes teenagers are known for. Your Risk Taker might have a tidy plan to spend, save, and give, only to throw all of those plans out the window when she and her friends decide to start a band. So have a plan in place in which any purchase over a certain amount has to be run by you. She might not think about the fact that her new passion for garage punk means saying good-bye to that trip to Spain. She needs your help to balance her need for an instant thrill with her long-term plans.

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