Personal Finance 101 by Alfred Mill & Michele Cagan CPA

Author:Alfred Mill & Michele Cagan, CPA
Language: eng
Format: epub
Publisher: Adams Media
Published: 2020-09-23T00:00:00+00:00

Getting Your Security Deposit Back

Get a receipt for any security or other deposits you pay. The receipt should show the date and amount paid, the name of the person you paid it to, the name of the landlord, the address and apartment number the deposit is for, and a statement that it’s a security deposit. Save the canceled check for the security deposit when your bank returns it in your monthly statement. This and your receipt are the best proof that you actually paid the deposit. During the first week or so that you live in rented housing, go through every room and make a detailed list of everything that’s broken, dirty, or damaged, including chips in cabinets or tubs, holes in walls, broken windows, missing or broken knobs, tears in or stains on carpets, chips or rips in linoleum, burns, and so on. If possible, take pictures of the damage. Send a copy of the list to your landlord and keep a copy with your pictures to use, if needed, when you leave.

Clean the apartment thoroughly before you move out and repair any damage you caused (beyond normal wear and tear). Remove all of your belongings and any trash. Ask your landlord to walk through the apartment with you and give you a signed statement about the condition you left it in. You may even want to take pictures of the condition of the apartment before you leave, in case you have to go to small claims court to get your security deposit back. Be sure to leave your landlord your forwarding address so he can mail your deposit.

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