Enterprising Psychometrics and Poverty Reduction by Bailey Klinger Asim Ijaz Khwaja & Carlos Carpio

Author:Bailey Klinger, Asim Ijaz Khwaja & Carlos Carpio
Language: eng
Format: epub
Publisher: Springer New York, New York, NY

Technical college/institute

22

46

16

45

34

19

26

University

21

13

8

34

26

10

13

Total

100

100

100

100

100

100

100

In terms of the businesses themselves, business size unsurprisingly relates closely to the size of financing offered by the financial institution (Fig. 3.4, Table 3.4). Over half the sample consists of businesses earning $1,000 or less per month in sales revenues and 90 % earning less than $120,000 per annum with 5 or fewer employees (Fig. 3.5, Table 3.5). Though small, these businesses are definitely not start-ups, as over two-thirds have been in operation for three years or more (Fig. 3.6, Table 3.6). This is in keeping with common patterns globally where small business lending is restricted to only established firms that can show some operational track record.

Fig. 3.4Business revenue in the sample

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