Credit Repair Kit For Dummies by Steve Bucci & Rod Griffin

Author:Steve Bucci & Rod Griffin [Bucci, Steve & Griffin, Rod]
Language: eng
Format: epub
ISBN: 9781119771081
Publisher: Wiley
Published: 2020-12-18T00:00:00+00:00

Using credit when you don’t have a job

If you’re unemployed, don’t beat yourself up. You’re in good company. Many people lose their jobs, often more than once. But if you’ve established savings and you have some available credit, you have two tools to help get you through this time without damaging your credit or your employment prospects. You can put together a new plan that includes finding a new job and a budget that works while you do so. This section tells you how.

Stay away from using cash advances on your credit cards! Spending money this way is much more costly than simply using the credit card to pay for items. Cash advances incur an extra fee, usually have a much higher interest rate than purchases, and often have a lower limit than your credit limit.

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