CREATE YOUR PERSONAL SAVINGS: Invest in Your Savings, How to Save Money, Create Passive Income With Your Savings, Value for Money by Arthur Lambert
Author:Arthur Lambert [Lambert, Arthur]
Language: eng
Format: epub
Published: 2021-01-03T20:00:00+00:00
Fact 1: Issuing new cards very often is bad for your credit score.
Explanation: You must know that the credit score's 10% is affected just by the simple application for credit cards. Approval or rejection is still far-fetched; the simple application gives the personnel a chance to pill out your credit history and run a check through it. Suppose you are found to have a bad or poor credit history that can cost you degradation of credit score. Frequent applications for new credit cards will put your credit score on the tray for frequent degradations.
Instead, if you maintain a very old credit card, even though it does not find regular use, that is still more beneficial. It will be discussed in detail in the next point. So think carefully about whether you need a new credit card before finally applying for it.
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