Advances in Islamic Finance, Marketing, and Management by Mutum Dilip;Butt Mohammad Mohsin;Rashid Mamunur;

Author:Mutum, Dilip;Butt, Mohammad Mohsin;Rashid, Mamunur;
Language: eng
Format: epub
Publisher: Emerald Publishing Limited
Published: 2016-12-19T00:00:00+00:00

Figure 2:. (a) Credit Loans as a % Assets of All Banks; (b) Credit Loans as a % Assets of IBs; (c) Credit Loans as a % Assets of CBs.

Figure 3:. (a) Credit Loans as a % Assets Growth of IBs; (b) Credit Loans as a % Assets Growth of CBs.

This study further analyzes the IBs and CBs on stand-alone basis and results show a mixed trend of credit portfolios to assets proportion in IBs. Out of five IBs, three show increasing trend and two show decreasing trend in proportion. Moreover, the IBs are reflecting decreasing trend but with lower degree. On the contrary, in case of CBs a decreasing trend in proportion with higher degree is observed whether the banks are operating Islamic windows or not (Tables 1 and 2).

Table 1: Credit Loans as a % Assets of IBs.

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