The Everything Guide To Personal Finance For Single Mothers Book by Susan Reynolds

Author:Susan Reynolds
Language: eng
Format: epub
Tags: epub, ebook
Publisher: F+W Media
Published: 2007-01-15T00:00:00+00:00

As with buying a home, shop for the lowest interest rates, and nail down a preapproved loan for an amount you can realistically afford. That way the seller will know that you are serious and that you can pay for the car, which should help you negotiate the best price. Verify the car's value by checkingKelly Blue Book (online at www.kbb.com ) or by looking up the value through Edmunds.com.

Avoiding Lemons

Most certified car dealers thoroughly check used cars for mechanical issues and offer a guarantee for a certain number of miles and years from the date of your purchase. You may pay more, but the peace of mind can be worth it. Consumer Reports publishes an annual Used Car Buyer's Guide that provides substantial information on the reliability of different models and model years.

If you buy from a private party, hire a qualified mechanic to inspect the car before you buy it. Also, for about $20, Carfax.com, Autocheck.com, or Cardetective.com will reveal whether an owner has tampered with the odometer or if an insurance company totaled it after a major accident or natural disaster. All you need is the car's seventeen-digit vehicle identification number, or VIN, which can be found on the left side of the dashboard or on the car's frame inside the driver's door.

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