On My Own Two Feet by Manisha Thakor & Sharon Kedar

Author:Manisha Thakor & Sharon Kedar [Thakor, Manisha; Kedar, Sharon]
Language: eng
Format: epub
ISBN: 978-1-4405-7113-8
Publisher: Adams Media
Published: 2014-07-15T00:00:00+00:00

An IRA is the second type of tax-advantaged retirement account that can super-size your retirement savings. You open up an IRA on your own at the financial institution of your choice, instead of through your employer (see APPENDIX A for a list of the three large discount firms). You must have sufficient income generated from work to contribute to an IRA. If you are a stay-at-home spouse, an IRA is still an important account for you to know about. If you and your spouse file your taxes jointly, and your working spouse earns at least the total amount you want to contribute to both of your IRAs in a given year, each of you can fund your IRA.

IRAs come in three basic types: Roth, traditional, and rollover.

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