Money for Jam by Oonagh Monahan

Author:Oonagh Monahan
Language: eng
Format: epub
Publisher: Oak Tree Press

Insurance

I really advise that you should take out ‘product liability’ and ‘public liability’ insurance once you start selling your food. If you employ staff, then you’ll need ‘employer’s liability’ insurance too, and there may be other insurances to consider too, including ‘product recall’ insurance. Get advice from an insurance broker.

In Ireland, you can try IOMST, the Irish Organisation for Market and Street Traders ( www.iomst.ie ) or MAST, the Markets Alive Support Team ( www.mast.ie ), for insurance for market traders or. In the UK, try the Stallholders Club ( www.stallholders.org ) or Mobilers Insurance Services ( www.mobilers.co.uk ) – and there are many others.

Product liability insurance provides cover for you if you become legally liable to a member of the public for bodily injury/death/ diseases and/or damages, expenses and costs as a result of a defective food product supplied by your or your company.

Public liability insurance is important if members of the public have access onto your property. It provides cover for you if you become legally liable to a member of the public for bodily injury/death/ diseases, damages, expenses and costs and/or damage to their property following an accident, which is in connection with your business.

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