50 of the Best Government Programs for Busy Moms by Matthew Lesko

Author:Matthew Lesko
Language: eng
Format: epub
Publisher: BookBaby
Published: 2012-01-15T00:00:00+00:00

25 Ways Uncle’s Sam Un-Balanced Budget Can Balance Your Budget

Stop looking under the cushions in your sofa for money to help you make it through tough times. Instead, start looking inside government agencies. That’s where the real money is. Here are just a few of Uncle Sam’s Best.

1) Help Paying Your Student Loans (Income Limit: None)

People with student loans now have a number of options in handling their debt during tough economic times, including:

• Decrease Payments by Extending the Life of the Loan

• Reduce Payments Because of Reduced Income

• Temporarily Stop Making Payments Until You Improve Your Finances, and

• You May Even Have Some of the Loan Forgiven

http://studentaid.ed.gov/PORTALSWebApp/students/english/repaying.jsp

2) Free Or Cheap Health Insurance For Kids (Income Limit: $45,000 /family of 4)

Children up to 19 years old may be eligible for health coverage under the Children’s Health Insurance Program (CHIP). Covers U.S. children and eligible immigrants. http://www.insurekidsnow.gov/

http://www.insurekidsnow.gov/qa/index.html

3) Free Phones And Cell Phones (Income Limit: $30,173 /family of 4)

Free and discounted installation and monthly services are available to people with certain incomes under the Lifeline and Link Up Program.

http://lifeline.gov/lifeline_Consumers.html

4) $6,000 To Pay For Groceries (Income Limit: $28,668 / family of 4)

Estimates show that there are over 7 million working and non-working people who are unaware they are eligible to receive assistance under the Supplemental Nutrition Assistance Program. http://www.fns.usda.gov/snap/applicant_recipients/apply.htm

5) Up To $8,000 To Train For A New Job (Income Limit: None)

Local One-Stop Career Centers offer money to train for a new job, free resume writing assistance, free computer use and in some states financial assistance to become self-employed. http://servicelocator.org/

6) $2,000 From Missing Deposits or Unclaimed Money (Income Limit: None)

It does not take much time to see if you have unclaimed money waiting in your name from old utility deposits, life insurance policies, travelers checks, paid up insurance policies, or even savings and checking accounts. Over $34 Billion is waiting in state offices for people to claim. http://www.unclaimed.org/

7) Free/Cheap Health Care at 8,000 Centers (Income Limit: Varies)

These government funded health care clinics offer overall health care, dental and substance abuse services. Search your zip code http://findahealthcenter.hrsa.gov/widgets/

8) Free Prescription Drugs (Income Limit: Varies By Company)

Drug companies offer free prescriptions to those who cannot afford to pay. 888-PPA-NOW; http://www.pparx.org/

9) Cash, Child Care, Transportation, Health Care & Job Training (Income Limits: Very Low)

The Temporary Assistance to Needy Families (TANF) offers a full range of services to help families with children become self-reliant. Find your state program http://www.acf.hhs.gov/programs/ofa/states/stlinks.htm

10) Free Or Cheap Care For Seniors (Income Limit: Varies)

The Eldercare Locator will identify community based organizations that offer health care, financial assistance, legal help, and housing to seniors. Call 800- 677-1116, http://www.eldercare.gov/Eldercare.NET/Public/Index.aspx

11) $1,156 In Extra Spending Money For Seniors (Income Limit: up to $12,576 /yr for a single and $16,872 /yr for a couple):

Every year millions of seniors fail to apply for little-know programs called Qualified Medicare Beneficiaries Plan or Specified Low-Income Medicare Beneficiaries Plan. Contact Medicare Hotline at 800-MEDICARE or online at http://www.medicare.gov/; http://www.medicare.gov/Publications/Pubs/pdf/10126.pdf; http://www.medicare.gov/navigation/medicare-basics/medical-and-drug-costs.aspx

12) Free Help Paying Your Bills, Rent, or Mortgage (Income Limit: None)

Counselors supported by government grants will assist you with your finances, work with your creditors, landlord or bank.

Download

Copyright Disclaimer:
This site does not store any files on its server. We only index and link to content provided by other sites. Please contact the content providers to delete copyright contents if any and email us, we'll remove relevant links or contents immediately.