From Broke to Breadwinner by Chakravarthy Janaki;

Author:Chakravarthy, Janaki; [Janaki Chakravarthy]
Language: eng
Format: epub
Publisher: Morgan James Publishing
Published: 2019-08-15T00:00:00+00:00

Budget and Track Your Expenses

Thanks to the home economics lessons, I also had a simple budget for the year. I knew when the children’s tuition fees were due, what bills I had to pay, etc. Normal monthly expenses could be paid with my salary. Any big-ticket expenses outside of the regular expenses would have to be paid with savings or money from other sources. For example, we could not afford to take a holiday for quite a few years. So I saved specifically for one and it became possible. My budgeting and accounting were on paper and later moved to a spreadsheet on the computer when I could afford to buy one. I still use the spreadsheet format and it gets enhanced every year to suit my needs.

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