The New Frugality by Chris Farrell

Author:Chris Farrell
Language: eng
Format: epub
Publisher: Bloomsbury Publishing Plc
Published: 1999-12-31T16:00:00+00:00

tices. The credit-score computation doesn’t include a number of factors, including race, ethnicity, age, salary, and neighborhood. The romanticized banker knew all the people in the community, their strengths and foibles. But in many cases bankers would only lend to people like them, white, married with kids. It was tough to get a loan if you were a member of a minority, an immigrant, a single mother, a single woman with a career, or simply living on the wrong side of the tracks. Fair Isaac also doesn’t factor participation in credit counseling into your credit score. That’s the right approach.

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