Restoring Quality Health Care by Scott W. Atlas

Author:Scott W. Atlas
Language: eng
Format: epub
Tags: MEDICAL: health policy, health policy reform
Publisher: Hoover Institution Press
Published: 2016-04-02T00:00:00+00:00

Is there a mandate in the Atlas plan forcing individuals to purchase health insurance?

No—no one is forced to buy health insurance or penalized for not buying it. Despite the failure of the Roberts Supreme Court to stop such a mandate, it is not the role of the US government to force Americans to purchase a good or service they do not want. That is both anticompetitive and anticonsumer. And there is another reason—mandates are typically not very effective and quite complicated to enforce. The decades of experience in the United States with mandates for automobile insurance and even income taxes show that mandates have a 14 percent to 18 percent noncompliance rate—a percentage strikingly similar to the percentage cited as uninsured without any mandate. You may have also noticed all of the unanswered questions and concerns about enforcement of the Obamacare mandate and, equally important, the massive number of waivers being granted since its implementation for temporary political gain.

My plan takes a different approach—it brings incentives to the system to generate insurance products that are more in line with what consumers want and gives consumers incentives to buy those products. This way, consumers will purchase the coverage (and health care) that they think is a good value. After all, the money belongs to individuals and their families, not to the government.

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